Annuities can provide retirees with a guaranteed stream of income, but choosing the right type is key to making the most of these products. Making the selection requires learning about the major ...

Quick Read Social Security replaces only 40% of pre-retirement income while experts recommend replacing 80% to 90%. 64% of ...

If you are retired and you are relying heavily on Social Security as an income source, you are probably already aware that ...

Most recently, Vanguard began offering employees regular payouts within 401(k) plans. An in-plan annuity lets workers ...

Retirement should be a time to kick back, relax, and enjoy your hard work. Let’s be honest, though. There’s more to a picture-perfect retirement than leisurely strolls and afternoon naps — it just ...

There’s a reason so many retirees appreciate having Social Security. Those benefits not only provide steady, reliable income, ...

Annuities are often popular with retirees and those looking to retire because of the steady income stream they can provide. But annuities tend to come with high costs and commissions for salespeople, ...

If you’ve been considering adding an annuity to your retirement plan, you’ve probably noticed that opinions vary widely as to whether it’s a good strategy. Many people, potentially including some ...

Retirees must make a choice between buying annuities or buying bonds. I ran the numbers through an annuity calculator to determine the annual cash flow yield on the annuities. Using the life ...

Choosing how to ensure financial stability and security in your later years is one of the most important decisions you can make when planning for retirement. An annuity, however, can be essential in ...

Vanguard has announced a new 401(k) fund that allows older employees to buy annuities. But are these complex financial products right for all retirees?