As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.

All of the very best high-yield savings account rates this month continue to deliver returns at 10-times the national average — with at least one promising up to 10% APY for limited assets. “The top-yielding savings accounts remain well over 4% and ...

Interest rate cuts, on hold for all of 2025, could soon become a reality again. After the Federal Reserve issued three reductions in the final months of 2024, the central bank elected to pause rates for the first eight months of the year, citing concerns ...

On Dec. 10, the Federal Reserve announced the third and final rate cut of 2025. While it was welcome news to borrowers, it was a different story for savers. Banks look to the Fed's benchmark rate when setting their own interest rates. If the Federal fund ...

Money-market account yields have slid 5 basis points since last year to an average 0.59%, according to the latest government data. But despite that low rate of return, plenty are promising as much as three times that amount, with one listed below offering ...