Are you planning on buying a home sometime in 2017? You might want to know what some of the experts in the real estate industry are predicting for the upcoming year. 2016 saw a lot of volatility, but ...

LendingPoint offers personal loans for people with average to bad credit scores who need a fresh start on paying down and consolidating debt or building credit. LendingPoint may offer cheaper interest ...

People living in rural and suburban areas have an additional home-ownership resource available to them that they may not be aware of. This is the USDA mortgage program, which is a loan program offered ...

When buying or selling a home, there are many variables for all parties to consider. Purchase price, closing costs, and loan terms are typically the primary negotiation points. Many buyers and sellers ...

Bi-weekly mortgage plans are a type of accelerated mortgage payoff system and one way to eliminate your real estate loan quicker. If you receive your paycheck every two weeks, a bi-weekly mortgage ...

FHA loans, or mortgage loans that are insured through the Federal Housing Administration, are a popular option when it comes to securing financing for a new home. This is especially true for ...

A wrap-around mortgage is a type of financing, similar to owner financing. In a wrap-around, the seller has a pre-existing mortgage on the home, but you aren't assuming his loan. Instead, you're ...

When you shop for a home loan, you may experience a situation where you're subject to a yield spread premium, sometimes referred to as a mortgage spread. This occurs when a lender steers a borrower ...

Showing home sellers that you are ready, willing, and able to purchase a home is crucial to negotiating the best possible price. When you are prequalified for your home loan, the seller knows you are ...

What Is Mortgage Loan Modification? Loan modification isn't the same as refinancing, it's a negotiation between you and your lender. Since lenders are in the business of financing real estate, not ...