The bills keep coming — mortgage, credit cards, personal loans — and your savings never seem to catch up. Retirement at 55 ...

I'm 50 and quit my job to take care of my parents. I only have $60K for retirement because I drained most of my 401 (k). Is it too late to catch up? J osh loved his job, but he wasn’t saving much. He ...

Forbes contributors publish independent expert analyses and insights. Host of the Retire Sooner podcast and CFP™ practitioner. Happiness may be subjective, but with multiple studies suggesting ...

Most people expect to retire in their 60s or 70s, but Fat FIRE enthusiasts aim to leave the workforce much earlier while ...

Retiring by 50 sounds like something only tech millionaires or Wall Street executives can pull off. But when I asked ChatGPT if regular people with middle-class incomes could do it, the artificial ...

Starting to save for retirement at 50 isn't optimal, but all is certainly not lost. If you're able to max out a 401(k) for the next 17 years, you may be able to squeeze out $1 million in savings. If ...

Retiring early is usually the preserve of the very wealthy or those who have invested and saved heavily. But with rising living costs, stopping work sooner than your expected retirement age could be ...

As of 2025, the average 401(k) balance for Americans in their 50s is around 490,000 dollars. That means a 54-year-old with 4 million dollars saved is far beyond the national average, close to eight ...

After years of working, there comes a time when you can finally hang up your hat and retire — and hopefully, get back some of the earnings you’ve contributed to Social Security. For years, Americans ...

Many federal employees ask me when they will be eligible for “full retirement.” I prefer the phrase “financially ready for retirement,” the point when income from all retirement sources covers your ...