The national average for savings accounts remains 0.40%, according to the Federal Deposit Insurance Corporation (FDIC) as of November 17, 2025. You might find much higher yields from banks and credit unions if you shop around.

All of the very best high-yield savings account rates this month continue to deliver returns at 10-times the national average — with at least one promising up to 10% APY for limited assets. “The top-yielding savings accounts remain well over 4% and ...

Interest rate cuts, on hold for all of 2025, could soon become a reality again. After the Federal Reserve issued three reductions in the final months of 2024, the central bank elected to pause rates for the first eight months of the year, citing concerns ...